FINANCING THAT MOVES AS FAST
AS YOU DO
Get pre-approved today with personalized support from Silvia Herrera, your Florida mortgage expert.
Work with a local Mortgage Expert.
Not a Faceless Mortgage Company.
Here's how we can work together to get you a home loan or refinance your existing mortgage.
Purchase a Home
Apply Online or Call Directly
Ready to buy? Discover your buying power with our quick pre-approval process.
Refinance Your Home
Apply Online or Call Directly
Lower your rate, cut your payment — check your refinance options now!
Loans programs
Get Loan Approval
Explore the best loan programs for your situation — find your fit today
Why Working with Silvia
My Job Isn’t Just Mortgages — It’s Making Sure You Win in Every Step of the Process
When you work with me, you’re not just getting a mortgage broker, you’re getting a trusted partner who treats your goals like my own. I take the time to understand your full financial picture, your lifestyle, and your dreams, then match you with the loan that truly fits you, not just what’s easiest to close. From first conversation to closing day, I make the process simple, transparent, and stress-free, keeping you informed every step of the way. Whether you’re buying your first home, refinancing for better terms, or investing in real estate, I’m here to make sure you don’t just get a mortgage, you get the right one.
Loan Programs
Clients Reviews
Q&A
How much do I need for down payment?
It depends on your loan type, some programs start as low as 3% down. We'll help you find the best fit for your budget.
Does getting pre-approved affect my credit?
A pre-approval may cause a small, temporary dip, but it's a key step to understand your buying power.
How long does the process take?
Most loans close within 30 days or less, depending on the program and documentation.
What documents do I need to apply?
Typically: ID, proof of income, recent bank statements, and credit authorization - we'll guide you through everything.
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate; pre-approval means your information has been verified by a lender - it's stronger when making an offer.
Can I buy a home if I'm self-employed?
Absolutely. We specialize in helping entrepreneurs and self-employed clients secure financing through tailored documentation options.
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